|
Rates
effective November 16, 2011.
Savings (Share)
Accounts
|
Deposit |
APR* |
APY* |
|
Regular
Shares |
0.10% |
0.10% |
Money Market Accounts
|
Deposit |
APR* |
APY* |
|
$25 -
$499.99 |
0.10% |
0.10% |
|
$500 -
$9,999.99 |
0.15% |
0.15% |
|
$10,000-$24,999.99 |
0.25% |
0.25% |
|
$25,000-$49,999.99 |
0.35% |
0.35% |
|
Over
$50,000.00 |
0.45% |
0.45% |
Term Certificates
(Certificates of Deposit)
Shares and IRA accounts.
Term Certificates require a $500 minimum deposit.
|
Deposit Term |
APR* |
APY* |
|
6 Month |
0.45% |
0.45% |
|
12 Month |
0.50% |
0.50% |
|
15 Month |
0.70% |
0.70% |
|
18 Month |
0.75% |
0.75% |
|
24 Month |
1.00% |
1.00% |
|
36 Month |
1.25% |
1.26% |
|
48 Month |
1.50% |
1.51% |
|
60 Month |
2.00% |
2.02% |
Vacation Club
|
Deposit |
APR* |
APY* |
|
Vacation
Club |
0.20% |
0.20% |
Kids Club
|
Deposit |
APR* |
APY* |
|
Kids
Club |
0.20% |
0.20% |
Chrismas Club
|
Deposit |
APR* |
APY* |
|
Christmas
Club |
0.20% |
0.20% |
IRAs (Traditional, ROTH &
Educational)
|
Deposit |
APR* |
APY* |
|
Share
IRA |
0.30% |
0.30% |
|
Share
IRA w/Direct Deposit |
0.35% |
0.35% |
|
6 Month |
0.45% |
0.45% |
|
12 Month |
0.50% |
0.50% |
|
15 Month |
0.70% |
0.70% |
|
18 Month |
0.75% |
0.75% |
|
24 Month |
1.00% |
1.00% |
|
36 Month |
1.25% |
1.26% |
|
48 Month |
1.50% |
1.51% |
|
60 Month |
2.00% |
2.02% |
*APR - Annual Percentage Rate. APY - Annual Percentage
Yield. All share and term accounts use the average daily
balance method for dividend calculation. Dividends are
posted and compounded monthly.
|
